Britax has been a trusted and highly-touted manufacturer of baby safety products for years, and it’s not only because they sell high quality products but also peace of mind. This brand adulation is not mere wheedling. The Britax Regent Onyx car seat is an amazingly versatile child restraint system. The LATCH system (Lower Anchors and Tethers for CHildren) easily attach to vehicles with LATCH connection points, and the Versa-Tether is an additional anchor aid that utilizes the factory installed automobile car seat upper anchor points to minimize the possibility of head injury. Their HUGS (Harness Ultra Guard) system is designed to distribute better the webbing loads to reduce head movement and minimize edge loading on the child’s neck in the case of impact. Made of expanded polystyrene (EPS) and extra thick comfort foam, it exceeds U.S. safety standards and affords plush padding. The tangle-free five-point harness is designed to fit snugly over the shoulders, collarbone, and hips, and the four shoulder slots allow a better fit as your child grows. Added bonuses are the two mesh pouches and cup holders. The removable fabric cover is machine washable, and the manufacturer recommended age is from 12 months and 22 pounds up to 80 pounds.

Customer Reviews

Our daughter is 33 months old, 33 lbs and just under 40″ tall. She had reached the top limits of her old seat, but being less than 3 years old just isn’t ready for a traditional booster. I shopped for several weeks before finally deciding to take the plunge with this seat. My hesitation was price and size. My daughter seems to really enjoy riding in this seat - I think her only complaint would be that it rides lower in the car and makes it a little harder for her to see out the side windows. As quickly as she is growing, I don’t think that will be an issue for long. She often nods off in her seat and the side is just deep enough to allow her to do so without her head flopping all over the place. All in all, I’m very happy with this purchase and would recommend this seat to anyone who asked!

Latching the seat into my car was easy and quick and adjusting the straps to fit my child was extremely simple. When my child reaches 48 pounds i will need to use the seat belt to attach the seat to my car, but that looks pretty easy and simple to do, too.

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I’m most found very common mistakes that people make in the divorce process. A tax or financial pro can help you avoid them.

     -  Don’t let emotions guide you in determining the divorce settlement. Divorce is on every side a lot of things, but is caused first of all by emotional issues or financial problems in the marriage. You may love or dislike your soon-to-be ex, but you cannot rely on your “gut” feelings that they will do at once by you or the children. You must make the settlement using reason and planning for the incomprehensible. He or she may want to pay a large pecuniary aid and a small amount in child support by effectual you they want to see you are “taken care of.” That may result in less tax for them, a lot more taxes for you and destitute children should you die before they reach 18. Financial planning is critical.

     -  Get a good family law attorney, but don’t forget to hire a financial professional to do for in evaluating assets and financial strategies. It may come to extra fees, but it will emanate from in a far better demise for you in most cases. A Certified Public Accountant (CPA), Certified Financial Planner (CFP), or an Enrolled Agent (EA) can be of invaluable advise. What is the house really assessed? If a industrial is involved, what are the consequences of its disposition or the true value of it in the divorce settlement? Your spouse might tell you their business is losing money or has no assets; you need to know the truth!

     -  Getting the house in the divorce is not always a good deal. Women often want the house in the divorce because they are raising a family in it or have decorated it and are emotionally attached to the property. If it has a mortgage attached to it, think long and hard about the house. It might be better to sell it and split the equity. If you aren’t working and are raising kids, do you really want a big mortgage payment?

     -  Failing to fight for child support you can get! Large alimony and low progeniture argue for payments are generally not a balanced deal to the spouse getting the payments. Alimony is tax deductible to the carousal binder but taxable to the associate who receives it. A large payment is a large tax deduction for one party and a big tax burden to the person getting it. Child support is tax free to the recipient and not deductible to the payer. Also, alimony may terminate upon marriage or death, but Child Support continues until the child reaches 18.

     -  Failure to specify who can claim the kids on the tax return. The divorce should specify who will be entitled to claim the children. Also, Form 8332 Release of Claim may need to be filed with IRS in some circumstances.

     -  Lack of planning with regard to life insurance. Life insurance should be reviewed in the case of divorce. You may want to take your ex off of your policy insurance as beneficiary, but do you exactly want to maneuver your children beneficiaries? Unless they are over 18, this can be a big mistake as the funds may go to a trustee until the kids reach majority. Consult with your attorney on how to style your life insurance to best provide for the kids. If you are the person getting alimony or child support, it it is a very good idea to carry a life insurance policy on your ex in the event of death. Otherwise the money stops coming and you may end up unsupported.

     -  No income modeling done in the calculation of alimony. Your spouse may be a corporate executive and have great future earning potential. He or she may have stock options. An income model should be made to determine the potential they have and how it can affect your claim in the divorce.

     -  Failure to secure a Qualified Domestic Relations Order (Quadro) in the event of a 401K or other tax impacted investment that is divided in the divorce. If you don’t do the right thing, huge tax penalties can be imposed on taking money out of IRAs, 401Ks, or Annuities. A good family law attorney can help with this but your Uncle Joe who handles bad check defense may not be the guy you want to do your divorce. He or she may not be familiar with a Quadro.

     -  Failure to have assets professionally appraised. If you have rent houses, oil and gas investments, etc. Get a professional valuation or you may be cheated in the divorce settlement. The spouse who handles these investments may not be honest with you on the values. Just because he or she loves the kids or was married to you for thirty years does not mean you can trust them.

     -  Lack of faith in yourself and your future. Divorce is bad but it is not the end of the world! You may have some tough times but your life will go on and it may be a blessed life. You don’t know what tomorrow brings. It may bring love and happiness. You must have faith in yourself so that you can take care of the kids and be successful in whatever you choose to do. Money is not everything, but if you don’t have faith in God and yourself, you won’t be financially successful.

It is my prayer that it has helped you in some way. Be strong and be forceful.

How To Avoid The Ten BIGGEST Divorce Mistakes

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